Zach Pittman: Building 6 Figure Rental Income In 3 States In 2 Years

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Born and raised in North Carolina, Zach Pittman has overcome the odds. Soon after getting his college degree and MBA, he found his passion in real estate. In just 2 years he was able to build a 6 figure rental income by investing in properties in 3 states mixing a rent by the room model, rental arbitrage, and an apartment complex. Zach has also founded GHP Capital and is also a loan officer. He has a goal to impact 8 million people around the world by teaching simple real estate strategies through his HomeBuyer League, which is an educational platform simplifying real estate with step-by-step formulas people can follow to learn things such as wholesaling, rehabbing properties, room to room renting, subleasing, Section 8, raising private money, commercial deals, and others.

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In this podcast hosted by Mike Swenson, we discussed:

• How Zach used the rent by the room strategy to quickly grow his rental income
• You can outlive your retirement savings later in life, so it's important to build cash flow
• You can get the best deals on loans, with the lowest downpayment, when you are an owner occupant, so you can use this strategy to build momentum.
• You're making money building equity and having your tenant pay your mortgage, which is wealth building that you can "see" right away in your journey.
• How you can turn your first rental into an investment home.
• The importance of finding great renters who have money along with good credit
• In rental arbitrage, you having a lease with the owner, and then rent it out for higher rent. This is another way to build cashflow with little money down.
• Getting a keypad for your door and bedrooms is a great way to leverage your time and prevent people from losing keys.
• A roommate agreement is a must when having multiple tenants in a property, so that everyone will abide by the rules.
• If you're doing rental arbitrage, you need to know the short-term rental rules and regulations in your area as well as the number of people that can occupy the household

Timestamps:

0:00 - Intro to Zach’s Career
2:06 - Background
7:08 - Momentum In Investing
14:20 - Rental Arbitrage
20:25 - Valuable Lessons In Rental Arbitrage
21:19 - Doing It Yourself Vs. Hiring Somebody Else
25:59 - Homebuyer League
29:29 - How To Find Zach and Homebuyer League

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Full transcript here:

Mike Swenson 

Welcome to The REL Freedom Podcast where we inspire you to pursue your passion to gain time and financial freedom through opportunities in real estate. I'm your host, Mike Swenson. Let's get some real freedom together

Mike Swenson 

All right, welcome everybody to another episode of The REL freedom podcast where we talk about different ways that you can build wealth, gain financial freedom, and gain time freedom as well through different opportunities in real estate. And so today we are going to highlight Zach Pittman. Man, Zach is going to share his story and kind of his journey through real estate with us. So just a little bit of a background about Zach born and raised in North Carolina, and attended university in Louisville, that was a student athlete graduate with a degree in accounting, and an MBA, spent some time doing marketing, revising, and then finally got into real estate, and in two years acquired enough property in three states to bring in six figures of rental income per year while exploring different strategies and wholesaling rehab section eight apartments, all inclusive, renting and subleasing. So Zach's goal is to impact 8 million people around the world by teaching simple real estate strategies through his homebuyer League, which we'll talk about, you also are the Managing Member of G H. P capital, and you've covered a lot. You've covered a lot of real estate. So we will dig into that. So welcome, Zach, we're so excited to have you on the show.

Zach Pittman 

Yes, I appreciate you having me. Thanks for the wonderful intro. I appreciate you doing what you're doing. And I am really excited to get into all of the hot topics today.

Mike Swenson 

And I should add to Zack, second time dad, we were originally going to record this podcast earlier. And you had to let me know you know what, as important as this podcast is, you know, having a baby coming, it's a little bit more important. So congratulations on being a dad to two kids under two. So you are right in the thick of it.

Zach Pittman 

yes. thing very busy.

Mike Swenson 

So Zach, why don't you just go ahead and share a little bit about your background, obviously, kind of getting through college, getting into real estate, and bringing you to where we're at today.

Zach Pittman 

Sure, so many of us who have gone to college knows that most of the time college does not prepare you for the real world. And we're taught to go into college and get a good job, get your 401 K, save money, have a family get married and retire when you're 59 and a half years old. That's the path I was on. I got the accounting degree and realized about junior year that it was not for me, but I was so deep in, you know, I just wanted to go ahead and finish it. I knew it would be useful in business at least. So I finished it out. And then the MBA program is where things changed. For me, that's where I realized I wanted to be an entrepreneur. And from there, that's what I did, I started testing things. And I think a lot of the times we think getting to financial freedom and wealth is just a straight linear upwards trending line, it is not your going to go up and come down and go up and come down. I've come down a lot, everything from relationships to businesses failing.

Zach Pittman 

I know you mentioned an intro I did marketing for a while that succeeded, but a relationship in caused me to shut that business down. I was doing marketing for companies all around the world. And unfortunately, I had to shut it down. And then from there, I took those marketing concepts and got into investment firms. So I was an investment advisor, helping people to manage their money for retirement. And from there, I kind of realized I didn't agree with using just the stock market as your sole retirement vehicle. And that's when I decided to get into real estate. And since I've been in real estate, it hasn't been too long. And I've just been solely investing. But I've seen incredible gains over the period of time, and many would say, Well, it's been the hottest market. It's been in years. But that doesn't explain the cashflow. You know, you have to be able to manage and find deals and I bought at the top of the market, but I still found a deal. That was not expensive.

Zach Pittman 

And so you have to have the strategies in order to make smart, financially literate wealth building decisions. And, you know, that's kind of been my journey. I had to fail a couple times. And then it led me into real estate where I'm now succeeding. And since I've been in it I've done wholesaling and I'm a lender. I'm a licensed lender in the Carolinas. And I've done room to room renting subleasing and also I have an apartment complex in Georgia. So acquiring these units has created enough cash flow. If I was single and did not have kids. Technically I could be financially free. But you know, when you have a family as you know, you're taking care of other people that changes your expenses go up. So if you're young, I highly recommend starting earlier you know I wish I would have started earlier. But I'm glad I'm not starting later not to say you can't start later when you're more seasoned. But I'm just thankful that I am where I am today. But the strategy that did Springboard all of this was the room to room rinsing strategy.

Mike Swenson 

And to just for people that are maybe tuning into the episode that have, you know, thought about investing in the stock market in the past, or you do have invest in the stock market, you're kind of considering real estate. But I actually had shot a video about this recently, just talking about the the jobs that I was applying for right out of college was to become an investment advisor with some local, some local companies and you know, kind of the way that they talk about it is, you know, you're saving up for retirement. And a general rule of thumb that a lot of people subscribe to is, you know, you pull out about 4% of what you have, once you've kind of got that nest egg set up and ready to go, and you're ready to retire, you pull 4% out. And as healthcare continues to get better people live longer, there's a legitimate concern of what happens if I outlive all that wealth that I've built.

Mike Swenson 

And so stock markets certainly can be a good option. And you can use that the difference here investing in cash flowing assets, that when you have the cash flow built up, there's not an opportunity where you're going to outlive that money that you saved up. And so I think that's a key for people. If you haven't gotten into investing yet, you're still considering it, you're still kind of waiting to make that first leap. Think about that. Like what happens if you do outlive that money? What are you going to do? I'd rather put it into cash flowing assets. And not to say like I said, you can invest in the stock market. Maybe you diversify a little bit. But but that is the beauty of the cash flow here is you don't have to worry about outliving their retirement funds that you've worked 40 years to build up.

Zach Pittman 

Right. And I think you said that spot on. I'm not saying not to do the stock market. I do agree you need to diversify.

Mike Swenson 

So kind of talk about the the first couple of steps for you, you know, getting that first property or the first couple here would love to hear, you know, so many people that are sitting on the sidelines, ready to jump in there? Like how did you do it? How did that get going? How did you build that momentum?

Zach Pittman 

Number one answer I give to someone who asks me, how do I get into real estate investing? The best answer is to buy your own home you are going to live in because you get the best deals. When it comes to loans. There's first time homebuyer programs, there are 0% down or very little percent down programs to get a home. So you're putting down zero to 3% on hundreds of 1000s of dollars. And most of the time, the average time you're living in that home was five years, so you're going to move anyway. But during that time, you're not making someone else rich by paying them rent, you're paying down your mortgage. And real estate appreciates most of the time. So you're making money with equity, which is just the difference between the mortgage you owe and the market value. So you're making money, you're saving money. And what I did is I bought a home and my mentor told me to rent out my rooms. What he did is he bought a home, rented out the rooms, lived to pretty much rent free because they're paying his mortgage. And then he went and bought another home. And he turned the first rental into an investment home. But then he rented out the rooms in his second home. He repeated this strategy five times. And he then held the properties for roughly 20 plus years. And then he unloaded all of them at the same time. And he was a millionaire.

Zach Pittman 

And he said it's a very simple formula. I'm not a genius. Anybody can do this. And that's all I needed to hear. So I bought a home. And then what did I do? I actually fixed it up a little bit. So I bought something that needed just mine, just a little bit of work like tearing down popcorn ceilings, painting floors. That's it. And then I rented out both rooms. And I was able to shave off almost all of my student debt, I was able to travel, I was able to pay off my car. All I had to pay was the internet bill and some of the electric bill. That was it, everything it was was pretty much covered. So I highly recommend this strategy to anyone who's just getting started or if you're going or can do that. And even if you're not when I started, after I was doing this strategy, I eventually moved in with my girlfriend, and she had someone renting one of her rooms out. So even though we were living together before we got engaged, we had a roommate. Now we did have kids, so we don't have a roommate. Now, that changed a little bit. But that's not to say you couldn't have a space in your home that you're not long term renting but you're using as a short term rental, you're renting out a bedroom, or you convert your garage and you rent that out for income, make money off your own property, and it's a great place to start. Now from there. You're learning a lot as the landlord I've got a story.

Zach Pittman 

So when I was doing my first room to room renting, I actually had to learn how to do A contract so leases so you have to learn how to do leases. You have to learn how to find renters how to check renters to make sure they have the money that they have decent credit. I wasn't running credit at the time to be honest. I was actually getting people off of Craigslist, which it worked out. But people now would look at you sideways. If you said you were getting people from Craigslist, but I still get renters off of Facebook, Facebook marketplace is the number one place I get renters now. So how do you find them? You learn these things along the way. And so one of the stories I have is I actually made a mistake. Here's some story, they wanted a second chance I'll let them move in. And sure enough, they didn't pay rent. I got super lucky because she was like destroying the house trying to fight the tenants in the house. Because eventually I moved out the house and I rented my room out. And so I was doing room to room and my house when I moved with my girlfriend. She was trying to fight the the other roommates, she wrecked her car, her parents called me saying that they were going to cut her off. It was an entire fiasco. Then she gave me some story that she was in the hospital. And the roommates are like, dude, no, she's absolutely not in the hospital.

Zach Pittman 

She's trying to play you so she doesn't pay rent. And I was a nice guy, and I never laid the like, I didn't follow the rules or what you should do as a landlord. I was able to get her out of the house, the day before the COVID moratorium went into where you could not have it. And so I got super lucky that I kept pressing her to else, I could have had someone in there for a very, very long time not paying rent, just creating mayhem. So from there, I learned you've got to be very diligent, you've got to make sure your leases tighten it, you've got to follow what's in the lease, do not cut people breaks, I'm sorry, you you can ruin yourself and your family. You can go broke, I try to follow everything at least as to the point as possible. So that is something I learned early on, like first year in, follow the lease, get AC you're supposed to do as a landlord. But by renting out your house, you can learn all of this before you turn it into an enterprise. That is a legit business. So yeah, that was my journey. Because of all that I learned. And I liked that energy, I took that strategy. And I did it first as a sublease, where I rented a property, put furniture in there stuck the kitchen and rented that property out room to room. And that's called rental arbitrage, where you rent a property and you re rent it, you make money based on the extra rent, you're charging from all of the rooms minus the utilities you're covering.

Zach Pittman 

So you can do it that way. And then I went bought investment properties. And I did the same thing rented the rooms out because what that does, that gets rid of what's called a vacancy rate. So if someone moves out, the rents still covered, the mortgage is still covered. Because I have two other tenants still in the house, you're almost turning a single family home into a multifamily home by doing this. Granted, you're paying utilities and stuff, but you can and I do make more rent than I would make if it was a traditional rental.

Mike Swenson 

Yeah, there's a lot of gold in what you talked about. I was actually just thinking about a gal that I talked to last week, and her son went to college. And so what she ended up doing is she bought a house near the university, had her son live in it had his friends live in it for four years. And through that time, obviously, we're easily able to pay off the mortgage and then one turned into another turned into another one. Now she's sitting on seven houses. And now she's at the age where her parents, her kids are old enough, she's looking to retire and she's like I've done this for for so many years, I've accumulated seven, seven houses that she's doing a rent by the room. Now it's one lease together for the property. But but basically it's you know, the her pricing is based on a rent by the room because it's college kids. And she's like, I kind of want to just get rid of it because I don't need the money right now.

Mike Swenson 

How many people would be in a spot where they're like, Wow, I'm good. I don't need the money from renting out about 3030 rooms through seven houses. And so that shows the power of of what you can do. I'm curious to learn a little bit talk or have you share a little bit more about the rental arbitrage. It's a topic that we've talked about just a little bit on the podcast here. Talk about that conversation that you had with the owner of that property in terms of making sure that you had the right permission set up making sure that you were being forthright with them or at least just kind of sharing. Here's the plan for because for that that landlord, they're getting guaranteed rent, they know that you're not going to just back out someday because you're making money off of it. And so I'd love to hear a little bit more about that conversation and how that developed.

Zach Pittman 

Yeah, absolutely. And I heard about rental arbitrage. That's the hot thing for short term rentals because you can do the same thing and do it as a short term rental. But I liked the concept of the long term because I wanted the guaranteed income. That's what I wanted. I didn't want to have to guess. And I didn't want to do hospitality, which is doing some, you're dealing with customers every day. So the way I approached it was the same way I found a rental. Again, it was on Craigslist, found it on Craigslist, I called him up. And then I didn't tell him what I wanted to do yet, I just wanted to see the property. So when I saw the property, just make sure it would fit my mold you I wanted to find something that didn't need a lot of work. That was in my budget that I it was laid out to where it would make sense to do room to room. Because each rooms got you know, you have to be able to lock the rooms have their own keys, you need a common area in the layout just can't be weird. Like some houses, you have to go through one bedroom to get to the other one. So I needed to see what it looked like.

Zach Pittman 

And it was two blocks from Wake Forest University. And to your point about the room to room, renting the whole house out on one lease, there was two houses next door doing that. And what they charge for a lease is incredible. But after I saw the property, I told him, Hey, here's what I'm trying to do. I'd like to rent the property, but I need to do it in a commercial lease, I move around a lot. And I'm like you can call and verify that, you know, I've had tenants before. So if he wanted to talk to someone, so luckily, I had that. And I told him, I just told him straight up what I wanted to do, hey, I'm going to rent this from you. I will pay you for my business. So you can verify my income from my job. And so you know that I will pay you regardless. But here's what I want to do. I'll take care of the house, if there's an issue, I take care of it, we had a water heater break so or so I helped him replace it. And as a whole fiasco, we ended up hitting a pipe under the house and he in we just got completely soaked in water. So running outside, the turn the main off, it was it was awful, but is a good story. We built a relationship, he used to be a professor at Wake Forest got into real estate investing, retired and just do estate investing was making more to being a professor.

Zach Pittman 

This guy's like a semi hero of mine, he put his kid through Duke University and med school completely paid for from real estate, still has tons of units. But he's older, he's pushing 70. So taking that management off of him really helped. And then I just told him, Hey, I'll pay you. And then I'm going to rent the rooms out, I'll manage it all, I'll make sure the property stays in great shape, it will stay in better shape than if you just rent it out traditionally, because then you're having to do with everything and you don't know the condition. And like I'm putting furniture and stuff in there, too. I'm a habit, I had a cleaner that would come regularly as well. I have gotten rid of that strategy, though, because it wasn't cost effective. And I didn't see a difference from having it to not having it. So I got rid of that. But then he said, sure. He checked my background, we signed a commercial lease. And then from there, I got furniture. And then I listed it on Facebook, I believe all Yeah, every single tenant came from Facebook free, and then their software apartments.com, where you can run all the background checks. Because you know, you should probably do that before people are living with one another. And then it tracks they can sign their lease digitally, and it will collect all their rent online for free. I don't have to pay anything for this tool.

Zach Pittman 

They actually pay for all the credit reports and background checks. So it's all automated. And then when they would move in, I had a I did ask him, Hey, I recommend getting a keypad for your door that they can get in with. And then they have keys for their individual bedrooms. So when I first started, I was doing all this manually. I was driving up there to show and driving up there. Eventually I learned hey, you need a keypad. I did a video walkthrough. I think I failed to mention this unit was hour hour away from me. So it was not close. And then eventually they were all in there. You do need a roommate agreement. So everyone stays, you know, abides by those rules. That's the one thing that is different. But then it was all filled and did it for two years, I made money. Not a lot of money. There were some things I had to learn to do differently that I wish I would have done differently at that property. But it didn't make money. And you know, I learned a lot.

Mike Swenson 

Yeah. And I think that's something that people don't realize when they think about getting into real estate is they do think maybe it's a linear path. And they don't value the education that they're going to receive through that. So the good news is is you made money, there's people that do flipping and lose money or you know, have things that work don't work out well and they end up losing money. But what you're gaining is the experience and people are willing to invest money. I mean you invested money in an MBA And that helped prepare you even though it wasn't directly related to real estate, it's critical thinking it's networking, it's working through problems. And then I think sometimes people in real estate don't value the educational component of what they're going to learn, because now you've picked up a few different things from a few different strategies. And that's going to help you hone in more on the strategy that you do want to use moving forward. So there is an educational component through the valuable lessons that you're learning by doing something like rental arbitrage.

Zach Pittman 

And thanks to the rental arbitrage, when I went into the strategy on my own, the most recent property I did with the room to room renting, I was getting ready for tax season, so you can write off your miles. And um, I was looking to see how often I went to the property last year, it runs so well, now, I didn't go to the property, not one time last year, not once, and those tenants have been there over a year, I don't hear a peep. The last thing I heard is there was a mouse. So I did pay for pest control. But I didn't have to go there. That's it. So once you get good enough, you can do these things, you know, remotely, hours away, that one's also hour and a half away. Over time, you will learn how to run things in a complete system.

Mike Swenson 

So talk a little bit about the decision of kind of being being a landlord yourself versus hiring out what what advice would you have for people, you know, you you learn how to process people's credit and background checks. He talked about that a little bit. But yeah, talk about that piece of deciding to do it yourself versus deciding to hire somebody else.

Zach Pittman 

Who, so for the apartment complex I have in Georgia, I wasn't going to attempt that one. That one's seven units, and we're doing full rehab of all the units. So I had to have help, there was no way I was managing that one on my own. So I will pay the management fee. For the ones that are closer if I can get there in an hour, hour and a half, then I'll self manage because most of the things you don't have to go. So for example, people say well, what about it, the toilet goes out or hot water heater stops working or any any number of items. I have a list of handy men that I can call who will go over there, like some tree a tree fail, it was leaning on the neighbor's fence and she was complaining. Because in South Carolina, you are It's so dumb, yours if you're responsible. If the tree falls onto their property, maybe it's not dumb. But anyway, it fail. I'm responsible for it. In North Carolina, if it's on your property, you're responsible for it, even if it's your neighbor's tree. And so if you have the people that are the boots on the ground, then I can save the percentage I need for paying a manager. Like I said, I didn't have to go down there, they barely bother me, why would I give up 10% 15% a month to do nothing. And so the the GA properties a lot more management, I'll pay when it's this, that's a four bedroom house, but I only have three tenants there. Because of the rules. I'll mention that in a second.

Zach Pittman 

But I can self manage it manage it because of the systems. And it's one house and I have people that helped me from the plumbers, electricians and handyman, so I don't have to be there for any reason. And so that's what I would say if you can do it with a system, then you do it. If it's close, you can also do it once you hit a certain number, you may need to outsource it or if it's further apart. One thing I didn't mention about the rental arbitrage or doing room to room, you need to know your laws because it's different based on the state and based on the area. So in Winston Salem, for example, it was the same rule, you couldn't have more than three general ledger people living in a household, you can get in trouble for that. And it's different in Charlotte, Charlotte is actually by square footage. And so I forget the numbers, but the rules are different. So you have to know the laws and the rules. If you're subleasing if you're subleasing because you need to make sure it's in your contract. If you're doing rental arbitrage, you need to make sure if you're doing room to room, how many people can be in that household. And then if you're doing rental arbitrage for short term rentals, you definitely need to know the short term rental rules and regulations in your area. Like Charleston and Savannah are super, super strict. But some are like Charlotte's really relaxed.

Mike Swenson 

So yeah, I mean, obviously, there's a knowledge piece there. And I think for people that are in real estate, like you, you know, the rules are, you're going to learn the rules, there's going to be rules that you don't know and, you know, you might learn them as you go, but better to do the due diligence on the front end. And I think for some people, it's like, if you're gonna do this long term, follow the rules. You know, I think sometimes people might have a mentality of like, I can try to skirt this or skirt that are like, there's some sort of technicality where maybe I could argue that the reality is just just follow the rules that you know, because if you're gonna do it long enough, you're gonna grow and if you grow bigger, you're gonna have a big Your target on your back. So you might as well just do things right, right out of the gate. I mean, I've there's some people, you know, whether it's non conforming this or don't have the right license the rental license for that it's like just, you know, it's it's different if you don't know, and now you know, but if you do know, just just follow the rules, do the best you can. I think, you know, there's a lot of bad landlords out there. And so we want to be people that do things the right way. We want to be respectful, and follow those guidelines. So just figure it out and just follow them.

Zach Pittman 

Exactly, yep. Do it right. Just do it the right way, your whole business down, because then all of your hard work was for nothing, you know, you lose it all. So yeah, absolutely. Follow the laws. I'm glad I did. Because a neighbor. When I was doing one of the properties, he came up to me and he said, Oh, you don't have to reboot you can have in the house. I was like, yeah, see people know, people, especially this guy. Some people know the rules. So if they catch you, they'll report you.

Mike Swenson 

So yeah, talk a little bit about kind of what you're looking to do here, with your homebuyer League, how you're looking to help people out?

Zach Pittman 

Yeah, what I've when I got into real estate, full time as a lender, and started really putting myself out there as I go to for loans and information. I just started getting some questions, you know, how do I get into investing? How I buy a house for the first time? What are the minimum down payments for these loan products, I needed somewhere to house all of the information. So I didn't have to spend 30 minutes explaining really, really explaining itself, just how's my information? What happened is realized, as an investor for myself, I've looked at multiple areas across the country to invest in I mean, recently I've been looking at Mexico to invest in, but it takes for ever to try and research everything, it would be nice if the strategy I was looking for was broken down by location from someone who's a verified expert. So yes, you can go to YouTube, but you don't know the person was sending to you don't know the accolades. They may tell you, but is it true.

Zach Pittman 

And then, depending on the forum, you're on, or the email you read, the advice you're getting is from somebody out in Texas, in real estate telling you to go use this strategy when you live in North Carolina, the rules are different, the laws are different, it can be different in the city that you're in from another city in the same state. So it's a huge problem when it comes to researching and learning real estate quickly. And that, to me is what scares people because they do not have the answer. And it's so saturated with information. You don't know what strategy to listen to, like kids today. I swear. It's always I'm gonna go wholesale. I had a kid this weekend want to buy a house? And I'm looking at his application. I was like, Hey, I see you're, you're self employed. You're a business owner. Yeah, I filed my LLC on two weeks ago. I'm like, Well, are you working? No, I live with my parents. So you're trying to buy a house and get a loan? Yeah. He just had no idea. I'm like, You need at least two years work history I there's nothing I can do unless you've got 25%. Down on a property. If you're going to commercial, how much do you have in savings, I've got about 7000 deaths, that's probably not going to.

Zach Pittman 

So for example, partnering with a realtor who does short term rentals to share their expertise on doing it in uptown Charlotte, we're going to shoot a course and get it on the homebuyer League. So anyone who wants to do that can go watch the course and understand how the heck to do it, it's going to be free. The homebuyer league is also broken down by knowledge level. So we have ABC leagues. So C would be for your beginners, a would be advanced. So you choose your level of expertise, I get so much stuff that's like your first investment home, how to be a first time homebuyer that's not useful to me. It's useful to other people, but you need to specify info for me I need stuff too. I'm trying to learn too. So that's what this league does. It's one expert who's curated one strategy, whether whatever that may be, whether it's, it could be even landscaping, we've got a flooring guy coming to teach people how to do flooring. So we're gonna really go deep dive into everything you need to know and then it's by location so I'm excited to start sharing loads and loads of knowledge from experts all around the country in due time about how to do these strategies and build wealth with real estate

Mike Swenson 

awesome and how can people you know that want to want to learn more about you want to learn more about homebuyer League? How can they reach out?

Zach Pittman 

Yes, the homebuyer league.com We're constantly releasing new videos every single week and getting new people on board. If you want to reach me [email protected] that Z as in Zach P as in Paul, I, two Ts, M A N @thehomebuyerleague.com And then I'm pretty much everywhere on social media from LinkedIn, Twitter, TikTok Instagram. My handle is @zachfpitt ZACHF as in Forrest PITT. You type that in and you can pretty much find me. I'm really out here, like I said, I want to impact 8 million people directly, whether that's talking to me or providing a great place to rent, you know, books, one day seminars one day, you know, I'm on this mission to just lower this barrier to wealth building around the world. It's if you look at the percentages, most people just don't own, it's getting tougher to own. And that's why it's more important now than ever.

Mike Swenson 

Awesome. And what I love to Zack about your journey is you started simple, and you started with things that people can do right away, you know, you don't have to have 25% downpayment on a million dollar property to get started, it's just, hey, if you've got a house, start renting out the rooms. And if you've got a property that you see as a good opportunity, you can get into a lease and be able to lease out the room. And so those strategies are possible for lots of people without having a lot of capital right out of the gate. And so that's a great way to build momentum, and you can move on to the seventh unit properties down the road. But you can start out with finding an identifying a good property and do do a rent by the room models. Awesome. Well, thank you so much, Zach, for coming on. Congratulations again on the baby. And I just looking forward to seeing what you continue to do in the future and how your business grows

Zach Pittman 

Awesome appreciate you have